4-Point Inspections in Tampa, St. Petersburg & Clearwater

If you’re buying an older home in Florida, your insurance company will likely require a 4-point inspection. At Forscher Property Inspections, we’ve helped numerous Tampa Bay homeowners and buyers meet insurance requirements with thorough, same-day reporting.

What is a 4-Point Inspection?

Unlike a full home inspection, a 4-point focuses on the four major systems insurers care most about:

Why It’s Required

Insurance companies want to know that these systems are safe and not likely to fail. If your home passes, you’ll have a smoother path to securing coverage.

Our Services

4 Point Review

Focused assessment of HVAC, roofing, electrical, and plumbing systems to evaluate their condition and functionality.

Wind Resistance

Detailed examination of your roof’s ability to withstand high-wind events and to identify weak spots.

Pool & Spa

Thorough assessment of your pool’s structure, electrics, equipment, and safety features for optimal performance.

Foundation

Inspection of the property’s visible base damage, cracks, or sagging to identify potential risks affecting stability and safety.

Roofing

Uncover the roof's condition, flashing, skylights, and drainage to prevent costly repairs and ensure the system’s longevity.

Plumbing

Evaluate the existing plumbing system for leaks and blockages, and provide expert recommendations for improvements.

Electrics

Assess the main electrical panel and wiring to ensure they are safe, fully functional, and compliant with safety standards.

Interior

Detailed review of all interior aspects, including structures and other systems, to improve the integrity of the property.

HVAC

Test heating, ventilation, and AC systems to identify issues that may prevent the systems from functioning properly.

Appliances

Ensure every built-in or permanent appliance is operating optimally by performing a thorough functional test.

Doors, Windows

Systematic evaluation of doors and windows for proper closure, locking, glass cracks, and signs of forced entry.

Foundations, Basements & Crawl Spaces

Assess the foundation's stability and condition to identify potential problems or weaknesses.

Attic, Ventilation & Insulation

Evaluate these systems by following standardized protocols to assess energy efficiency and structural integrity.

Q: How long does a 4-point inspection take?

A: Typically 45 minutes to 1 hour.

Q: Can a 4-point inspection replace a full home inspection?

A: No. It’s insurance-focused and doesn’t cover everything buyers should know.

Q: What if my home fails?

A: You’ll receive a detailed report outlining what needs repair or replacement before re-submitting to your insurance provider.

Need a fast, reliable 4-point inspection in Tampa, Clearwater, or St. Pete? Call us at (818) 599-0900 or book online.